Credit Cards are Integral to Today’s Financial Universe

If you’re like many Americans, you get enough unsolicited offers for credit cards in the mail each day to wallpaper the White House. And forget about e-mail solicitations – hopefully, you’ve figured out how to automatically delete spam and bulk mail, or else you’re spending 75% of your time online discarding yet more unsought invitations from credit card companies. Yet, if you’re an average American, you possess four credit cards. Faced with so many options, how do you know which credit cards are best for you? Do you want a charge card, credit cards, or a debit card? Frequent flier miles, gift certificates, or cash back? The number of choices faced each day about the mechanism with which Americans may spend their money is mind-boggling. Our credit card experts have scowered the net looking for some of the best possible options when it comes to credit cards.